credit union

U B C Southern Council Industria Wo

Minden, LA · Est. 1975
A
Trust Grade
Excellent
Score: 98/100

U B C Southern Council Industria Wo is a credit union based in Minden, Louisiana, established in 1975, with $801 thousand in total assets serving 333 members. By Trust Grade it ranks 24th of 136 credit unions we track in Louisiana. Its net worth ratio of 38.5% is stronger than 97% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against U B C Southern Council Industria Wo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$801K
<$100M institution
Members
333
Shares & deposits
—
Net worth ratio
38.5%
Top 3% of <$100M peers · Louisiana median 14.5%
Return on assets
1.1%
Top 28% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#24
of 136 credit unions

How U B C Southern Council Industria Wo compares to Louisiana peers

Net worth ratio
Top 3% of <$100M peers
U B
38.5%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of <$100M peers
U B
1.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded U B C Southern Council Industria Wo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (38.5% capital ratio)
  • Strongly profitable (ROA 1.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U B C Southern Council Industria Wo over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at U B C Southern Council Industria Wo insured?

Yes. U B C Southern Council Industria Wo is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U B C Southern Council Industria Wo: frequently asked questions

Is U B C Southern Council Industria Wo a good credit union?

U B C Southern Council Industria Wo earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (38.5% capital ratio); Strongly profitable (ROA 1.09%).

Is U B C Southern Council Industria Wo NCUA-insured?

Yes. U B C Southern Council Industria Wo is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is U B C Southern Council Industria Wo?

U B C Southern Council Industria Wo holds $1 million in total assets, ranking 24th of 136 credit unions we track in Louisiana. It serves 333 members.

Does U B C Southern Council Industria Wo have CFPB complaints?

No CFPB complaints against U B C Southern Council Industria Wo appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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