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credit union

3rd District Highway

Lafayette, LA · Est. 1961
A
Trust Grade
Excellent
Score: 91/100

3rd District Highway is a credit union based in Lafayette, Louisiana, established in 1961, with $11 million in total assets serving 1,128 members. By Trust Grade it ranks 79th of 136 credit unions we track in Louisiana. Its net worth ratio of 18.7% is stronger than 73% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.08% return on assets. No consumer complaints against 3rd District Highway appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.3M
<$100M institution
Members
1,128
Shares & deposits
Net worth ratio
18.7%
Top 27% of <$100M peers · Louisiana median 14.5%
Return on assets
0.1%
Bottom 25% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#79
of 136 credit unions

How 3rd District Highway compares to Louisiana peers

Net worth ratio
Top 27% of <$100M peers
3rd District
18.7%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of <$100M peers
3rd District
0.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded 3rd District Highway

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (18.7% capital ratio)
  • Profitable (ROA 0.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for 3rd District Highway over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at 3rd District Highway insured?

Yes. 3rd District Highway is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

3rd District Highway: frequently asked questions

Is 3rd District Highway a good credit union?

3rd District Highway earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Profitable (ROA 0.08%).

Is 3rd District Highway NCUA-insured?

Yes. 3rd District Highway is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is 3rd District Highway?

3rd District Highway holds $11 million in total assets, ranking 79th of 136 credit unions we track in Louisiana. It serves 1,128 members.

Does 3rd District Highway have CFPB complaints?

No CFPB complaints against 3rd District Highway appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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