credit union

James Ward, Jr.

Jennings, LA · Est. 1961
A
Trust Grade
Excellent
Score: 92/100

James Ward, Jr. is a credit union based in Jennings, Louisiana, established in 1961, with $2 million in total assets serving 493 members. By Trust Grade it ranks 69th of 136 credit unions we track in Louisiana. Its net worth ratio of 32.9% is stronger than 96% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.27% return on assets. No consumer complaints against James Ward, Jr. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9M
<$100M institution
Members
493
Shares & deposits
—
Net worth ratio
32.9%
Top 4% of <$100M peers · Louisiana median 14.5%
Return on assets
0.3%
Bottom 33% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#69
of 136 credit unions

How James Ward, Jr. compares to Louisiana peers

Net worth ratio
Top 4% of <$100M peers
James Ward,
32.9%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 33% of <$100M peers
James Ward,
0.3%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded James Ward, Jr.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (32.9% capital ratio)
  • Profitable (ROA 0.27%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for James Ward, Jr. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at James Ward, Jr. insured?

Yes. James Ward, Jr. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

James Ward, Jr.: frequently asked questions

Is James Ward, Jr. a good credit union?

James Ward, Jr. earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (32.9% capital ratio); Profitable (ROA 0.27%).

Is James Ward, Jr. NCUA-insured?

Yes. James Ward, Jr. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is James Ward, Jr.?

James Ward, Jr. holds $2 million in total assets, ranking 69th of 136 credit unions we track in Louisiana. It serves 493 members.

Does James Ward, Jr. have CFPB complaints?

No CFPB complaints against James Ward, Jr. appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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