credit union

Breco

Baton Rouge, LA · Est. 1934
B
Trust Grade
Strong
Score: 85/100

Breco is a credit union based in Baton Rouge, Louisiana, established in 1934, with $52 million in total assets serving 5,485 members. By Trust Grade it ranks 103rd of 136 credit unions we track in Louisiana. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Breco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$52.5M
<$100M institution
Members
5,485
Shares & deposits
—
Net worth ratio
10.2%
Bottom 19% of <$100M peers · Louisiana median 14.5%
Return on assets
0.2%
Bottom 30% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#103
of 136 credit unions

How Breco compares to Louisiana peers

Net worth ratio
Bottom 19% of <$100M peers
Breco
10.2%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of <$100M peers
Breco
0.2%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Breco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Breco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Breco insured?

Yes. Breco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Breco: frequently asked questions

Is Breco a good credit union?

Breco earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.21%).

Is Breco NCUA-insured?

Yes. Breco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Breco?

Breco holds $52 million in total assets, ranking 103rd of 136 credit unions we track in Louisiana. It serves 5,485 members.

Does Breco have CFPB complaints?

No CFPB complaints against Breco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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