Salina Municipal
Salina Municipal is a credit union based in Salina, Kansas, established in 1947, with $1 million in total assets serving 335 members. By Trust Grade it ranks 60th of 62 credit unions we track in Kansas. Its net worth ratio of 7.7% trails most similarly sized credit unions (4th percentile), versus a Kansas median of 13.2%. It posted a loss over the most recent period (-1.12% return on assets), a point to watch. No consumer complaints against Salina Municipal appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Salina Municipal compares to Kansas peers
How we graded Salina Municipal
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Unprofitable over the period (ROA -1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Salina Municipal over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Salina Municipal insured?
Yes. Salina Municipal is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Salina Municipal: frequently asked questions
Is Salina Municipal a good credit union?
Salina Municipal earns a Bankzia Trust Grade of D (63/100, "Below average"), based on a financial-strength score of 63/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -1.12%).
Is Salina Municipal NCUA-insured?
Yes. Salina Municipal is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Salina Municipal?
Salina Municipal holds $1 million in total assets, ranking 60th of 62 credit unions we track in Kansas. It serves 335 members.
Does Salina Municipal have CFPB complaints?
No CFPB complaints against Salina Municipal appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
