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credit union

Mcpherson Co-Op

Mcpherson, KS · Est. 1946
B
Trust Grade
Strong
Score: 87/100

Mcpherson Co-Op is a credit union based in Mcpherson, Kansas, established in 1946, with $45 million in total assets serving 3,141 members. By Trust Grade it ranks 45th of 62 credit unions we track in Kansas. Its net worth ratio of 9.3% trails most similarly sized credit unions (12th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Mcpherson Co-Op appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.9M
<$100M institution
Members
3,141
Shares & deposits
Net worth ratio
9.3%
Bottom 12% of <$100M peers · Kansas median 13.2%
Return on assets
0.9%
Top 36% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#45
of 62 credit unions

How Mcpherson Co-Op compares to Kansas peers

Net worth ratio
Bottom 12% of <$100M peers
Mcpherson Co-Op
9.3%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Mcpherson Co-Op
0.9%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mcpherson Co-Op

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mcpherson Co-Op over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mcpherson Co-Op insured?

Yes. Mcpherson Co-Op is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mcpherson Co-Op: frequently asked questions

Is Mcpherson Co-Op a good credit union?

Mcpherson Co-Op earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.88%).

Is Mcpherson Co-Op NCUA-insured?

Yes. Mcpherson Co-Op is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mcpherson Co-Op?

Mcpherson Co-Op holds $45 million in total assets, ranking 45th of 62 credit unions we track in Kansas. It serves 3,141 members.

Does Mcpherson Co-Op have CFPB complaints?

No CFPB complaints against Mcpherson Co-Op appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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