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credit union

Bell

Hutchinson, KS · Est. 1938
B
Trust Grade
Strong
Score: 83/100

Bell is a credit union based in Hutchinson, Kansas, established in 1938, with $29 million in total assets serving 2,114 members. By Trust Grade it ranks 51st of 62 credit unions we track in Kansas. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 0.46% return on assets. No consumer complaints against Bell appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$28.5M
<$100M institution
Members
2,114
Shares & deposits
Net worth ratio
9.0%
Bottom 10% of <$100M peers · Kansas median 13.2%
Return on assets
0.5%
Bottom 43% of <$100M peers · Kansas median 0.68%
Rank in Kansas
#51
of 62 credit unions

How Bell compares to Kansas peers

Net worth ratio
Bottom 10% of <$100M peers
Bell
9.0%
Kansas median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of <$100M peers
Bell
0.5%
Kansas median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Bell

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bell over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Bell insured?

Yes. Bell is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bell: frequently asked questions

Is Bell a good credit union?

Bell earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.46%).

Is Bell NCUA-insured?

Yes. Bell is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Bell?

Bell holds $29 million in total assets, ranking 51st of 62 credit unions we track in Kansas. It serves 2,114 members.

Does Bell have CFPB complaints?

No CFPB complaints against Bell appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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