Emporia State
Emporia State is a credit union based in Emporia, Kansas, established in 1937, with $143 million in total assets serving 8,166 members. By Trust Grade it ranks 31st of 62 credit unions we track in Kansas. Its net worth ratio of 10.6% trails most similarly sized credit unions (40th percentile), versus a Kansas median of 13.2%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against Emporia State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Emporia State compares to Kansas peers
How we graded Emporia State
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.6% capital ratio)
- Strongly profitable (ROA 1.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Emporia State over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Emporia State insured?
Yes. Emporia State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Emporia State: frequently asked questions
Is Emporia State a good credit union?
Emporia State earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Strongly profitable (ROA 1.03%).
Is Emporia State NCUA-insured?
Yes. Emporia State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Emporia State?
Emporia State holds $143 million in total assets, ranking 31st of 62 credit unions we track in Kansas. It serves 8,166 members.
Does Emporia State have CFPB complaints?
No CFPB complaints against Emporia State appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
