Peoples
Peoples is a credit union based in Webster City, Iowa, established in 1962, with $94 million in total assets serving 5,644 members. By Trust Grade it ranks 56th of 66 credit unions we track in Iowa. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a Iowa median of 12.9%. It posted a loss over the most recent period (-0.13% return on assets), a point to watch. No consumer complaints against Peoples appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples compares to Iowa peers
How we graded Peoples
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Unprofitable over the period (ROA -0.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Peoples insured?
Yes. Peoples is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples: frequently asked questions
Is Peoples a good credit union?
Peoples earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Unprofitable over the period (ROA -0.13%).
Is Peoples NCUA-insured?
Yes. Peoples is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Peoples?
Peoples holds $94 million in total assets, ranking 56th of 66 credit unions we track in Iowa. It serves 5,644 members.
Does Peoples have CFPB complaints?
No CFPB complaints against Peoples appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
