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credit union

Waterloo Firemen's

Waterloo, IA · Est. 1933
A
Trust Grade
Excellent
Score: 98/100

Waterloo Firemen's is a credit union based in Waterloo, Iowa, established in 1933, with $3 million in total assets serving 322 members. By Trust Grade it ranks 22nd of 66 credit unions we track in Iowa. Its net worth ratio of 13.1% trails most similarly sized credit unions (41th percentile), versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against Waterloo Firemen's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8M
<$100M institution
Members
322
Shares & deposits
Net worth ratio
13.1%
Bottom 41% of <$100M peers · Iowa median 12.9%
Return on assets
2.1%
Top 6% of <$100M peers · Iowa median 0.92%
Rank in Iowa
#22
of 66 credit unions

How Waterloo Firemen's compares to Iowa peers

Net worth ratio
Bottom 41% of <$100M peers
Waterloo Firemen's
13.1%
Iowa median
12.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Waterloo Firemen's
2.1%
Iowa median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Waterloo Firemen's

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Waterloo Firemen's over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Waterloo Firemen's insured?

Yes. Waterloo Firemen's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Waterloo Firemen's: frequently asked questions

Is Waterloo Firemen's a good credit union?

Waterloo Firemen's earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 2.06%).

Is Waterloo Firemen's NCUA-insured?

Yes. Waterloo Firemen's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Waterloo Firemen's?

Waterloo Firemen's holds $3 million in total assets, ranking 22nd of 66 credit unions we track in Iowa. It serves 322 members.

Does Waterloo Firemen's have CFPB complaints?

No CFPB complaints against Waterloo Firemen's appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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