Polk County
Polk County is a credit union based in Des Moines, Iowa, established in 1955, with $6 million in total assets serving 650 members. By Trust Grade it ranks 17th of 66 credit unions we track in Iowa. Its net worth ratio of 23.3% is stronger than 86% of similarly sized credit unions, versus a Iowa median of 12.9%. It was profitable over the most recent period, with a 3.60% return on assets. No consumer complaints against Polk County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Polk County compares to Iowa peers
How we graded Polk County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (23.3% capital ratio)
- Strongly profitable (ROA 3.60%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Polk County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Polk County insured?
Yes. Polk County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Polk County: frequently asked questions
Is Polk County a good credit union?
Polk County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (23.3% capital ratio); Strongly profitable (ROA 3.60%).
Is Polk County NCUA-insured?
Yes. Polk County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Polk County?
Polk County holds $6 million in total assets, ranking 17th of 66 credit unions we track in Iowa. It serves 650 members.
Does Polk County have CFPB complaints?
No CFPB complaints against Polk County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
