Indiana Lakes
Indiana Lakes is a credit union based in Warsaw, Indiana, established in 1977, with $28 million in total assets serving 1,912 members. By Trust Grade it ranks 47th of 124 credit unions we track in Indiana. Its net worth ratio of 11.5% trails most similarly sized credit unions (29th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Indiana Lakes appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Indiana Lakes compares to Indiana peers
How we graded Indiana Lakes
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Profitable (ROA 0.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Indiana Lakes over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Indiana Lakes insured?
Yes. Indiana Lakes is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Indiana Lakes: frequently asked questions
Is Indiana Lakes a good credit union?
Indiana Lakes earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.86%).
Is Indiana Lakes NCUA-insured?
Yes. Indiana Lakes is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Indiana Lakes?
Indiana Lakes holds $28 million in total assets, ranking 47th of 124 credit unions we track in Indiana. It serves 1,912 members.
Does Indiana Lakes have CFPB complaints?
No CFPB complaints against Indiana Lakes appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
