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credit union

Primetrust Financial

Muncie, IN · Est. 1935
A
Trust Grade
Excellent
Score: 91/100

Primetrust Financial is a credit union based in Muncie, Indiana, established in 1935, with $265 million in total assets serving 18,575 members. By Trust Grade it ranks 76th of 124 credit unions we track in Indiana. Its net worth ratio of 10.0% trails most similarly sized credit unions (31th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Primetrust Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$265.2M
$100M–1B institution
Members
18,575
Shares & deposits
Net worth ratio
10.0%
Bottom 31% of $100M–1B peers · Indiana median 12.8%
Return on assets
1.0%
Top 30% of $100M–1B peers · Indiana median 0.68%
Rank in Indiana
#76
of 124 credit unions

How Primetrust Financial compares to Indiana peers

Net worth ratio
Bottom 31% of $100M–1B peers
Primetrust Financial
10.0%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $100M–1B peers
Primetrust Financial
1.0%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Primetrust Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (10.0% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Primetrust Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Primetrust Financial insured?

Yes. Primetrust Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Primetrust Financial: frequently asked questions

Is Primetrust Financial a good credit union?

Primetrust Financial earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (10.0% capital ratio); Profitable (ROA 0.99%).

Is Primetrust Financial NCUA-insured?

Yes. Primetrust Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Primetrust Financial?

Primetrust Financial holds $265 million in total assets, ranking 76th of 124 credit unions we track in Indiana. It serves 18,575 members.

Does Primetrust Financial have CFPB complaints?

No CFPB complaints against Primetrust Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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