Financial Builders
Financial Builders is a credit union based in Kokomo, Indiana, established in 1964, with $155 million in total assets serving 10,144 members. By Trust Grade it ranks 15th of 124 credit unions we track in Indiana. Its net worth ratio of 12.0% is stronger than 60% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Financial Builders appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Financial Builders compares to Indiana peers
How we graded Financial Builders
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Financial Builders over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Financial Builders insured?
Yes. Financial Builders is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Financial Builders: frequently asked questions
Is Financial Builders a good credit union?
Financial Builders earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 1.11%).
Is Financial Builders NCUA-insured?
Yes. Financial Builders is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Financial Builders?
Financial Builders holds $155 million in total assets, ranking 15th of 124 credit unions we track in Indiana. It serves 10,144 members.
Does Financial Builders have CFPB complaints?
No CFPB complaints against Financial Builders appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
