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credit union

Family Horizons

Indianapolis, IN · Est. 1954
B
Trust Grade
Strong
Score: 87/100

Family Horizons is a credit union based in Indianapolis, Indiana, established in 1954, with $94 million in total assets serving 8,972 members. By Trust Grade it ranks 94th of 124 credit unions we track in Indiana. Its net worth ratio of 11.0% trails most similarly sized credit unions (25th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Family Horizons appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$93.8M
<$100M institution
Members
8,972
Shares & deposits
Net worth ratio
11.0%
Bottom 25% of <$100M peers · Indiana median 12.8%
Return on assets
0.1%
Bottom 24% of <$100M peers · Indiana median 0.68%
Rank in Indiana
#94
of 124 credit unions

How Family Horizons compares to Indiana peers

Net worth ratio
Bottom 25% of <$100M peers
Family Horizons
11.0%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of <$100M peers
Family Horizons
0.1%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Family Horizons

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (11.0% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Family Horizons over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Family Horizons insured?

Yes. Family Horizons is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Family Horizons: frequently asked questions

Is Family Horizons a good credit union?

Family Horizons earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (11.0% capital ratio); Profitable (ROA 0.07%).

Is Family Horizons NCUA-insured?

Yes. Family Horizons is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Family Horizons?

Family Horizons holds $94 million in total assets, ranking 94th of 124 credit unions we track in Indiana. It serves 8,972 members.

Does Family Horizons have CFPB complaints?

No CFPB complaints against Family Horizons appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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