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credit union

Interra

Goshen, IN · Est. 1932
B
Trust Grade
Strong
Score: 86/100

Interra is a credit union based in Goshen, Indiana, established in 1932, with $2.0 billion in total assets serving 89,669 members. By Trust Grade it ranks 99th of 124 credit unions we track in Indiana. Its net worth ratio of 9.3% trails most similarly sized credit unions (18th percentile), versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Interra appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Members
89,669
Shares & deposits
Net worth ratio
9.3%
Bottom 18% of $1B–10B peers · Indiana median 12.8%
Return on assets
0.8%
Top 46% of $1B–10B peers · Indiana median 0.68%
Rank in Indiana
#99
of 124 credit unions

How Interra compares to Indiana peers

Net worth ratio
Bottom 18% of $1B–10B peers
Interra
9.3%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $1B–10B peers
Interra
0.8%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Interra

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Interra over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Interra insured?

Yes. Interra is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Interra: frequently asked questions

Is Interra a good credit union?

Interra earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.76%).

Is Interra NCUA-insured?

Yes. Interra is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Interra?

Interra holds $2.0 billion in total assets, ranking 99th of 124 credit unions we track in Indiana. It serves 89,669 members.

Does Interra have CFPB complaints?

No CFPB complaints against Interra appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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