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credit union

Three Rivers

Fort Wayne, IN · Est. 1935
A
Trust Grade
Excellent
Score: 98/100

Three Rivers is a credit union based in Fort Wayne, Indiana, established in 1935, with $2.8 billion in total assets serving 138,447 members. By Trust Grade it ranks 1st of 124 credit unions we track in Indiana. Its net worth ratio of 13.6% is stronger than 87% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 1.83% return on assets. No consumer complaints against Three Rivers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8B
$1B–10B institution
Members
138,447
Shares & deposits
Net worth ratio
13.6%
Top 13% of $1B–10B peers · Indiana median 12.8%
Return on assets
1.8%
Top 2% of $1B–10B peers · Indiana median 0.68%
Rank in Indiana
#1
of 124 credit unions

How Three Rivers compares to Indiana peers

Net worth ratio
Top 13% of $1B–10B peers
Three Rivers
13.6%
Indiana median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $1B–10B peers
Three Rivers
1.8%
Indiana median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Three Rivers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Three Rivers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Three Rivers insured?

Yes. Three Rivers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Three Rivers: frequently asked questions

Is Three Rivers a good credit union?

Three Rivers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.83%).

Is Three Rivers NCUA-insured?

Yes. Three Rivers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Three Rivers?

Three Rivers holds $2.8 billion in total assets, ranking 1st of 124 credit unions we track in Indiana. It serves 138,447 members.

Does Three Rivers have CFPB complaints?

No CFPB complaints against Three Rivers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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