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credit union

Select Employees

Sterling, IL · Est. 1957
A
Trust Grade
Excellent
Score: 98/100

Select Employees is a credit union based in Sterling, Illinois, established in 1957, with $79 million in total assets serving 5,836 members. By Trust Grade it ranks 17th of 188 credit unions we track in Illinois. Its net worth ratio of 12.3% trails most similarly sized credit unions (35th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against Select Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$78.7M
<$100M institution
Members
5,836
Shares & deposits
Net worth ratio
12.3%
Bottom 35% of <$100M peers · Illinois median 13.7%
Return on assets
1.6%
Top 13% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#17
of 188 credit unions

How Select Employees compares to Illinois peers

Net worth ratio
Bottom 35% of <$100M peers
Select Employees
12.3%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of <$100M peers
Select Employees
1.6%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Select Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.3% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Select Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Select Employees insured?

Yes. Select Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Select Employees: frequently asked questions

Is Select Employees a good credit union?

Select Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.61%).

Is Select Employees NCUA-insured?

Yes. Select Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Select Employees?

Select Employees holds $79 million in total assets, ranking 17th of 188 credit unions we track in Illinois. It serves 5,836 members.

Does Select Employees have CFPB complaints?

No CFPB complaints against Select Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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