credit union

Cbi

Q: Is Cbi a good credit union?

Cbi earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.21%).

Q: Is Cbi NCUA-insured?

Yes. Cbi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

Q: How big is Cbi?

Cbi holds $18 million in total assets, ranking 138th of 188 credit unions we track in Illinois. It serves 1,157 members.

Q: Does Cbi have CFPB complaints?

No CFPB complaints against Cbi appear in our data over the analysis window, which is typical for a credit union of this size.

Plainfield, IL · Est. 1963

Trust Grade

Strong

Score: 86/100

Cbi is a credit union based in Plainfield, Illinois, established in 1963, with $18 million in total assets serving 1,157 members. By Trust Grade it ranks 138th of 188 credit unions we track in Illinois. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Cbi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets

$17.9M

<$100M institution

Members

1,157

Shares & deposits

—

Net worth ratio

10.4%

Bottom 20% of <$100M peers · Illinois median 13.7%

Return on assets

0.2%

Bottom 30% of <$100M peers · Illinois median 0.62%

Rank in Illinois

#138

of 188 credit unions

How Cbi compares to Illinois peers

Net worth ratio

Bottom 20% of <$100M peers

Cbi

10.4%

Illinois median

13.7%

Higher capital ratio = stronger financial cushion

Return on assets

Bottom 30% of <$100M peers

Cbi

0.2%

Illinois median

0.6%

Higher ROA = more profitable relative to asset base

How we graded Cbi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength

86/100

Customer experience

n/a

Overall

B · 86

Well-capitalized (10.4% capital ratio)
Profitable (ROA 0.21%)
No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cbi over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cbi insured?

Yes. Cbi is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cbi: frequently asked questions

Is Cbi a good credit union?

Cbi earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.21%).

Is Cbi NCUA-insured?

Yes. Cbi is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cbi?

Cbi holds $18 million in total assets, ranking 138th of 188 credit unions we track in Illinois. It serves 1,157 members.

Does Cbi have CFPB complaints?

No CFPB complaints against Cbi appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.