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credit union

Oak Lawn Municipal Employees

Oak Lawn, IL · Est. 1962
A
Trust Grade
Excellent
Score: 98/100

Oak Lawn Municipal Employees is a credit union based in Oak Lawn, Illinois, established in 1962, with $5 million in total assets serving 842 members. By Trust Grade it ranks 29th of 188 credit unions we track in Illinois. Its net worth ratio of 13.8% trails most similarly sized credit unions (47th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against Oak Lawn Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.7M
<$100M institution
Members
842
Shares & deposits
Net worth ratio
13.8%
Bottom 47% of <$100M peers · Illinois median 13.7%
Return on assets
2.0%
Top 7% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#29
of 188 credit unions

How Oak Lawn Municipal Employees compares to Illinois peers

Net worth ratio
Bottom 47% of <$100M peers
Oak Lawn
13.8%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Oak Lawn
2.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Oak Lawn Municipal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 1.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oak Lawn Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Oak Lawn Municipal Employees insured?

Yes. Oak Lawn Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oak Lawn Municipal Employees: frequently asked questions

Is Oak Lawn Municipal Employees a good credit union?

Oak Lawn Municipal Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.95%).

Is Oak Lawn Municipal Employees NCUA-insured?

Yes. Oak Lawn Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Oak Lawn Municipal Employees?

Oak Lawn Municipal Employees holds $5 million in total assets, ranking 29th of 188 credit unions we track in Illinois. It serves 842 members.

Does Oak Lawn Municipal Employees have CFPB complaints?

No CFPB complaints against Oak Lawn Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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