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credit union

Service Plus

Moline, IL · Est. 1950
A
Trust Grade
Excellent
Score: 97/100

Service Plus is a credit union based in Moline, Illinois, established in 1950, with $35 million in total assets serving 1,592 members. By Trust Grade it ranks 61st of 188 credit unions we track in Illinois. Its net worth ratio of 11.8% trails most similarly sized credit unions (31th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Service Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$35.4M
<$100M institution
Members
1,592
Shares & deposits
Net worth ratio
11.8%
Bottom 31% of <$100M peers · Illinois median 13.7%
Return on assets
1.0%
Top 30% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#61
of 188 credit unions

How Service Plus compares to Illinois peers

Net worth ratio
Bottom 31% of <$100M peers
Service Plus
11.8%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of <$100M peers
Service Plus
1.0%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Service Plus

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Service Plus over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Service Plus insured?

Yes. Service Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Service Plus: frequently asked questions

Is Service Plus a good credit union?

Service Plus earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.04%).

Is Service Plus NCUA-insured?

Yes. Service Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Service Plus?

Service Plus holds $35 million in total assets, ranking 61st of 188 credit unions we track in Illinois. It serves 1,592 members.

Does Service Plus have CFPB complaints?

No CFPB complaints against Service Plus appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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