United Equity
United Equity is a credit union based in Decatur, Illinois, with $67 million in total assets serving 5,870 members. By Trust Grade it ranks 48th of 188 credit unions we track in Illinois. Its net worth ratio of 18.0% is stronger than 70% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against United Equity appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Equity compares to Illinois peers
How we graded United Equity
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.0% capital ratio)
- Strongly profitable (ROA 1.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Equity over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at United Equity insured?
Yes. United Equity is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Equity: frequently asked questions
Is United Equity a good credit union?
United Equity earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.0% capital ratio); Strongly profitable (ROA 1.77%).
Is United Equity NCUA-insured?
Yes. United Equity is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is United Equity?
United Equity holds $67 million in total assets, ranking 48th of 188 credit unions we track in Illinois. It serves 5,870 members.
Does United Equity have CFPB complaints?
No CFPB complaints against United Equity appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
