South Side Community
South Side Community is a credit union based in Chicago, Illinois, established in 2003, with $5 million in total assets serving 1,550 members. By Trust Grade it ranks 178th of 188 credit unions we track in Illinois. Its net worth ratio of 20.5% is stronger than 80% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-2.24% return on assets), a point to watch. No consumer complaints against South Side Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How South Side Community compares to Illinois peers
How we graded South Side Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.5% capital ratio)
- Unprofitable over the period (ROA -2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for South Side Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at South Side Community insured?
Yes. South Side Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
South Side Community: frequently asked questions
Is South Side Community a good credit union?
South Side Community earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (20.5% capital ratio); Unprofitable over the period (ROA -2.24%).
Is South Side Community NCUA-insured?
Yes. South Side Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is South Side Community?
South Side Community holds $5 million in total assets, ranking 178th of 188 credit unions we track in Illinois. It serves 1,550 members.
Does South Side Community have CFPB complaints?
No CFPB complaints against South Side Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
