credit union

For Members Only

Chicago, IL · Est. 2023
A
Trust Grade
Excellent
Score: 98/100

For Members Only is a credit union based in Chicago, Illinois, established in 2023, with $6 million in total assets serving 11,106 members. By Trust Grade it ranks 10th of 188 credit unions we track in Illinois. Its net worth ratio of 16.0% is stronger than 61% of similarly sized credit unions, versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 5.17% return on assets. No consumer complaints against For Members Only appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.3M
<$100M institution
Members
11,106
Shares & deposits
—
Net worth ratio
16.0%
Top 39% of <$100M peers · Illinois median 13.7%
Return on assets
5.2%
Top 1% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#10
of 188 credit unions

How For Members Only compares to Illinois peers

Net worth ratio
Top 39% of <$100M peers
For Members
16.0%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
For Members
5.2%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded For Members Only

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.0% capital ratio)
  • Strongly profitable (ROA 5.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for For Members Only over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at For Members Only insured?

Yes. For Members Only is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

For Members Only: frequently asked questions

Is For Members Only a good credit union?

For Members Only earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 5.17%).

Is For Members Only NCUA-insured?

Yes. For Members Only is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is For Members Only?

For Members Only holds $6 million in total assets, ranking 10th of 188 credit unions we track in Illinois. It serves 11,106 members.

Does For Members Only have CFPB complaints?

No CFPB complaints against For Members Only appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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