Skip to main content
credit union

College And University

Chicago, IL · Est. 1967
A
Trust Grade
Excellent
Score: 92/100

College And University is a credit union based in Chicago, Illinois, established in 1967, with $1 million in total assets serving 358 members. By Trust Grade it ranks 106th of 188 credit unions we track in Illinois. Its net worth ratio of 11.5% trails most similarly sized credit unions (28th percentile), versus a Illinois median of 13.7%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against College And University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4M
<$100M institution
Members
358
Shares & deposits
Net worth ratio
11.5%
Bottom 28% of <$100M peers · Illinois median 13.7%
Return on assets
0.5%
Bottom 42% of <$100M peers · Illinois median 0.62%
Rank in Illinois
#106
of 188 credit unions

How College And University compares to Illinois peers

Net worth ratio
Bottom 28% of <$100M peers
College And
11.5%
Illinois median
13.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 42% of <$100M peers
College And
0.5%
Illinois median
0.6%
Higher ROA = more profitable relative to asset base

How we graded College And University

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for College And University over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at College And University insured?

Yes. College And University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

College And University: frequently asked questions

Is College And University a good credit union?

College And University earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.45%).

Is College And University NCUA-insured?

Yes. College And University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is College And University?

College And University holds $1 million in total assets, ranking 106th of 188 credit unions we track in Illinois. It serves 358 members.

Does College And University have CFPB complaints?

No CFPB complaints against College And University appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Ethicon Suture
credit union · River Forest, IL · $1M assets
Park Manor Christian Church
credit union · Chicago, IL · $2M assets
Clifford-Jacobs Employees
credit union · Champaign, IL · $1M assets
Fellowship Baptist Church
credit union · Chicago, IL · $953K assets
Reavis - Stickney
credit union · Burbank, IL · $945K assets
Taylorville School Employees
credit union · Taylorville, IL · $2M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →