Alton Municipal Employees
Alton Municipal Employees is a credit union based in Alton, Illinois, established in 1955, with $458 thousand in total assets serving 266 members. By Trust Grade it ranks 175th of 188 credit unions we track in Illinois. Its net worth ratio of 36.9% is stronger than 97% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-1.83% return on assets), a point to watch. No consumer complaints against Alton Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alton Municipal Employees compares to Illinois peers
How we graded Alton Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (36.9% capital ratio)
- Unprofitable over the period (ROA -1.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alton Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alton Municipal Employees insured?
Yes. Alton Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alton Municipal Employees: frequently asked questions
Is Alton Municipal Employees a good credit union?
Alton Municipal Employees earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (36.9% capital ratio); Unprofitable over the period (ROA -1.83%).
Is Alton Municipal Employees NCUA-insured?
Yes. Alton Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alton Municipal Employees?
Alton Municipal Employees holds $0 million in total assets, ranking 175th of 188 credit unions we track in Illinois. It serves 266 members.
Does Alton Municipal Employees have CFPB complaints?
No CFPB complaints against Alton Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
