Mercer
Mercer is a credit union based in Aledo, Illinois, established in 1969, with $3 million in total assets serving 415 members. By Trust Grade it ranks 167th of 188 credit unions we track in Illinois. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Illinois median of 13.7%. It posted a loss over the most recent period (-1.10% return on assets), a point to watch. No consumer complaints against Mercer appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mercer compares to Illinois peers
How we graded Mercer
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.1% capital ratio)
- Unprofitable over the period (ROA -1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mercer over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mercer insured?
Yes. Mercer is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mercer: frequently asked questions
Is Mercer a good credit union?
Mercer earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Unprofitable over the period (ROA -1.10%).
Is Mercer NCUA-insured?
Yes. Mercer is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mercer?
Mercer holds $3 million in total assets, ranking 167th of 188 credit unions we track in Illinois. It serves 415 members.
Does Mercer have CFPB complaints?
No CFPB complaints against Mercer appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
