Hawaii First
Hawaii First is a credit union based in Kamuela, Hawaii, established in 1956, with $77 million in total assets serving 6,090 members. By Trust Grade it ranks 34th of 45 credit unions we track in Hawaii. Its net worth ratio of 9.1% trails most similarly sized credit unions (11th percentile), versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Hawaii First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hawaii First compares to Hawaii peers
How we graded Hawaii First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hawaii First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Hawaii First insured?
Yes. Hawaii First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hawaii First: frequently asked questions
Is Hawaii First a good credit union?
Hawaii First earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.1% capital ratio); Strongly profitable (ROA 1.13%).
Is Hawaii First NCUA-insured?
Yes. Hawaii First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Hawaii First?
Hawaii First holds $77 million in total assets, ranking 34th of 45 credit unions we track in Hawaii. It serves 6,090 members.
Does Hawaii First have CFPB complaints?
No CFPB complaints against Hawaii First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
