Trax
Trax is a credit union based in Tampa, Florida, established in 1935, with $490 million in total assets serving 45,113 members. By Trust Grade it ranks 40th of 107 credit unions we track in Florida. Its net worth ratio of 12.8% is stronger than 69% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Trax appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Trax compares to Florida peers
How we graded Trax
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Trax over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Trax insured?
Yes. Trax is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Trax: frequently asked questions
Is Trax a good credit union?
Trax earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Profitable (ROA 0.31%).
Is Trax NCUA-insured?
Yes. Trax is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Trax?
Trax holds $490 million in total assets, ranking 40th of 107 credit unions we track in Florida. It serves 45,113 members.
Does Trax have CFPB complaints?
No CFPB complaints against Trax appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
