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credit union

Mccoy

Orlando, FL · Est. 1954
B
Trust Grade
Strong
Score: 87/100

Mccoy is a credit union based in Orlando, Florida, established in 1954, with $1.0 billion in total assets serving 81,089 members. By Trust Grade it ranks 77th of 107 credit unions we track in Florida. Its net worth ratio of 10.3% trails most similarly sized credit unions (37th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Mccoy appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Members
81,089
Shares & deposits
Net worth ratio
10.3%
Bottom 37% of $1B–10B peers · Florida median 11.1%
Return on assets
0.4%
Bottom 19% of $1B–10B peers · Florida median 0.53%
Rank in Florida
#77
of 107 credit unions

How Mccoy compares to Florida peers

Net worth ratio
Bottom 37% of $1B–10B peers
Mccoy
10.3%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $1B–10B peers
Mccoy
0.4%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Mccoy

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (10.3% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mccoy over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mccoy insured?

Yes. Mccoy is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mccoy: frequently asked questions

Is Mccoy a good credit union?

Mccoy earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.36%).

Is Mccoy NCUA-insured?

Yes. Mccoy is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mccoy?

Mccoy holds $1.0 billion in total assets, ranking 77th of 107 credit unions we track in Florida. It serves 81,089 members.

Does Mccoy have CFPB complaints?

No CFPB complaints against Mccoy appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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