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credit union

Farmers

Jacksonville, FL · Est. 1934
A
Trust Grade
Excellent
Score: 90/100

Farmers is a credit union based in Jacksonville, Florida, established in 1934, with $22 million in total assets serving 1,142 members. By Trust Grade it ranks 60th of 107 credit unions we track in Florida. Its net worth ratio of 10.5% trails most similarly sized credit unions (20th percentile), versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Farmers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.3M
<$100M institution
Members
1,142
Shares & deposits
Net worth ratio
10.5%
Bottom 20% of <$100M peers · Florida median 11.1%
Return on assets
0.6%
Top 48% of <$100M peers · Florida median 0.53%
Rank in Florida
#60
of 107 credit unions

How Farmers compares to Florida peers

Net worth ratio
Bottom 20% of <$100M peers
Farmers
10.5%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Farmers
0.6%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Farmers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Farmers insured?

Yes. Farmers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers: frequently asked questions

Is Farmers a good credit union?

Farmers earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.64%).

Is Farmers NCUA-insured?

Yes. Farmers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Farmers?

Farmers holds $22 million in total assets, ranking 60th of 107 credit unions we track in Florida. It serves 1,142 members.

Does Farmers have CFPB complaints?

No CFPB complaints against Farmers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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