Community South
Community South is a credit union based in Chipley, Florida, established in 1991, with $239 million in total assets serving 15,013 members. By Trust Grade it ranks 15th of 107 credit unions we track in Florida. Its net worth ratio of 13.2% is stronger than 73% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Community South appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community South compares to Florida peers
How we graded Community South
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community South over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Community South insured?
Yes. Community South is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community South: frequently asked questions
Is Community South a good credit union?
Community South earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.89%).
Is Community South NCUA-insured?
Yes. Community South is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Community South?
Community South holds $239 million in total assets, ranking 15th of 107 credit unions we track in Florida. It serves 15,013 members.
Does Community South have CFPB complaints?
No CFPB complaints against Community South appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
