Ithink Financial
Ithink Financial is a credit union based in Boca Raton, Florida, established in 1969, with $2.4 billion in total assets serving 118,280 members. By Trust Grade it ranks 50th of 107 credit unions we track in Florida. Its net worth ratio of 10.8% is stronger than 51% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Ithink Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ithink Financial compares to Florida peers
How we graded Ithink Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.79%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ithink Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ithink Financial insured?
Yes. Ithink Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ithink Financial: frequently asked questions
Is Ithink Financial a good credit union?
Ithink Financial earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.79%).
Is Ithink Financial NCUA-insured?
Yes. Ithink Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ithink Financial?
Ithink Financial holds $2.4 billion in total assets, ranking 50th of 107 credit unions we track in Florida. It serves 118,280 members.
Does Ithink Financial have CFPB complaints?
No CFPB complaints against Ithink Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
