credit union

Hud

Washington, DC · Est. 1940
F
Trust Grade
Weak
Score: 38/100

Hud is a credit union based in Washington, District of Columbia, established in 1940, with $45 million in total assets serving 4,937 members. By Trust Grade it ranks 27th of 27 credit unions we track in District of Columbia. Its net worth ratio of 4.2% trails most similarly sized credit unions (0th percentile), versus a District of Columbia median of 10.5%. It posted a loss over the most recent period (-0.31% return on assets), a point to watch. No consumer complaints against Hud appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$44.6M
<$100M institution
Members
4,937
Shares & deposits
—
Net worth ratio
4.2%
Bottom 0% of <$100M peers · District of Columbia median 10.5%
Return on assets
-0.3%
Bottom 16% of <$100M peers · District of Columbia median 0.25%
Rank in District of Columbia
#27
of 27 credit unions

How Hud compares to District of Columbia peers

Net worth ratio
Bottom 0% of <$100M peers
Hud
4.2%
District of Columbia median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of <$100M peers
Hud
-0.3%
District of Columbia median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Hud

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
38/100
Customer experience
n/a
Overall
F · 38
  • Below the well-capitalized threshold (4.2%)
  • Unprofitable over the period (ROA -0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hud over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hud insured?

Yes. Hud is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hud: frequently asked questions

Is Hud a good credit union?

Hud earns a Bankzia Trust Grade of F (38/100, "Weak"), based on a financial-strength score of 38/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.2%); Unprofitable over the period (ROA -0.31%).

Is Hud NCUA-insured?

Yes. Hud is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hud?

Hud holds $45 million in total assets, ranking 27th of 27 credit unions we track in District of Columbia. It serves 4,937 members.

Does Hud have CFPB complaints?

No CFPB complaints against Hud appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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