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credit union

Waterbury Connecticut Teachers

Waterbury, CT · Est. 1934
A
Trust Grade
Excellent
Score: 98/100

Waterbury Connecticut Teachers is a credit union based in Waterbury, Connecticut, established in 1934, with $361 million in total assets serving 22,061 members. By Trust Grade it ranks 2nd of 64 credit unions we track in Connecticut. Its net worth ratio of 16.8% is stronger than 93% of similarly sized credit unions, versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Waterbury Connecticut Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$360.9M
$100M–1B institution
Members
22,061
Shares & deposits
Net worth ratio
16.8%
Top 7% of $100M–1B peers · Connecticut median 11.2%
Return on assets
1.4%
Top 12% of $100M–1B peers · Connecticut median 0.64%
Rank in Connecticut
#2
of 64 credit unions

How Waterbury Connecticut Teachers compares to Connecticut peers

Net worth ratio
Top 7% of $100M–1B peers
Waterbury Connecticut
16.8%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Waterbury Connecticut
1.4%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Waterbury Connecticut Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.8% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Waterbury Connecticut Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Waterbury Connecticut Teachers insured?

Yes. Waterbury Connecticut Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Waterbury Connecticut Teachers: frequently asked questions

Is Waterbury Connecticut Teachers a good credit union?

Waterbury Connecticut Teachers earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.8% capital ratio); Strongly profitable (ROA 1.44%).

Is Waterbury Connecticut Teachers NCUA-insured?

Yes. Waterbury Connecticut Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Waterbury Connecticut Teachers?

Waterbury Connecticut Teachers holds $361 million in total assets, ranking 2nd of 64 credit unions we track in Connecticut. It serves 22,061 members.

Does Waterbury Connecticut Teachers have CFPB complaints?

No CFPB complaints against Waterbury Connecticut Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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