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credit union

Gha

Greenwich, CT · Est. 1974
A
Trust Grade
Excellent
Score: 98/100

Gha is a credit union based in Greenwich, Connecticut, established in 1974, with $31 million in total assets serving 2,385 members. By Trust Grade it ranks 9th of 64 credit unions we track in Connecticut. Its net worth ratio of 16.6% is stronger than 64% of similarly sized credit unions, versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 2.08% return on assets. No consumer complaints against Gha appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$30.9M
<$100M institution
Members
2,385
Shares & deposits
Net worth ratio
16.6%
Top 36% of <$100M peers · Connecticut median 11.2%
Return on assets
2.1%
Top 5% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#9
of 64 credit unions

How Gha compares to Connecticut peers

Net worth ratio
Top 36% of <$100M peers
Gha
16.6%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
Gha
2.1%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Gha

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 2.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gha over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gha insured?

Yes. Gha is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gha: frequently asked questions

Is Gha a good credit union?

Gha earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 2.08%).

Is Gha NCUA-insured?

Yes. Gha is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gha?

Gha holds $31 million in total assets, ranking 9th of 64 credit unions we track in Connecticut. It serves 2,385 members.

Does Gha have CFPB complaints?

No CFPB complaints against Gha appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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