Skip to main content
credit union

Co-Ne

Julesburg, CO · Est. 1966
C
Trust Grade
Average
Score: 70/100

Co-Ne is a credit union based in Julesburg, Colorado, established in 1966, with $4 million in total assets serving 677 members. By Trust Grade it ranks 60th of 62 credit unions we track in Colorado. Its net worth ratio of 8.2% trails most similarly sized credit unions (5th percentile), versus a Colorado median of 11.3%. It posted a loss over the most recent period (-0.64% return on assets), a point to watch. No consumer complaints against Co-Ne appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.5M
<$100M institution
Members
677
Shares & deposits
Net worth ratio
8.2%
Bottom 5% of <$100M peers · Colorado median 11.3%
Return on assets
-0.6%
Bottom 11% of <$100M peers · Colorado median 0.55%
Rank in Colorado
#60
of 62 credit unions

How Co-Ne compares to Colorado peers

Net worth ratio
Bottom 5% of <$100M peers
Co-Ne
8.2%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of <$100M peers
Co-Ne
-0.6%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Co-Ne

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
70/100
Customer experience
n/a
Overall
C · 70
  • Well-capitalized (8.2% capital ratio)
  • Unprofitable over the period (ROA -0.64%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Co-Ne over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Co-Ne insured?

Yes. Co-Ne is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Co-Ne: frequently asked questions

Is Co-Ne a good credit union?

Co-Ne earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Unprofitable over the period (ROA -0.64%).

Is Co-Ne NCUA-insured?

Yes. Co-Ne is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Co-Ne?

Co-Ne holds $4 million in total assets, ranking 60th of 62 credit unions we track in Colorado. It serves 677 members.

Does Co-Ne have CFPB complaints?

No CFPB complaints against Co-Ne appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Fort Morgan Schools
credit union · Fort Morgan, CO · $5M assets
Options
credit union · Littleton, CO · $5M assets
Valley Educators
credit union · Alamosa, CO · $6M assets
Moffat County Schools
credit union · Craig, CO · $7M assets
Olathe
credit union · Olathe, CO · $2M assets
St. Michaels
credit union · Craig, CO · $980K assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →