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credit union

Grand Junction

Grand Junction, CO · Est. 1957
A
Trust Grade
Excellent
Score: 95/100

Grand Junction is a credit union based in Grand Junction, Colorado, established in 1957, with $114 million in total assets serving 6,909 members. By Trust Grade it ranks 16th of 62 credit unions we track in Colorado. Its net worth ratio of 19.7% is stronger than 97% of similarly sized credit unions, versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Grand Junction appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$114.2M
$100M–1B institution
Members
6,909
Shares & deposits
Net worth ratio
19.7%
Top 3% of $100M–1B peers · Colorado median 11.3%
Return on assets
0.7%
Bottom 49% of $100M–1B peers · Colorado median 0.55%
Rank in Colorado
#16
of 62 credit unions

How Grand Junction compares to Colorado peers

Net worth ratio
Top 3% of $100M–1B peers
Grand Junction
19.7%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Grand Junction
0.7%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Grand Junction

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (19.7% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Grand Junction over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Grand Junction insured?

Yes. Grand Junction is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Grand Junction: frequently asked questions

Is Grand Junction a good credit union?

Grand Junction earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (19.7% capital ratio); Profitable (ROA 0.66%).

Is Grand Junction NCUA-insured?

Yes. Grand Junction is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Grand Junction?

Grand Junction holds $114 million in total assets, ranking 16th of 62 credit unions we track in Colorado. It serves 6,909 members.

Does Grand Junction have CFPB complaints?

No CFPB complaints against Grand Junction appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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