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credit union

County Schools

Ventura, CA · Est. 1960
C
Trust Grade
Average
Score: 78/100

County Schools is a credit union based in Ventura, California, established in 1960, with $91 million in total assets serving 4,643 members. By Trust Grade it ranks 205th of 241 credit unions we track in California. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against County Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$91.5M
<$100M institution
Members
4,643
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of <$100M peers · California median 11.1%
Return on assets
0.1%
Bottom 26% of <$100M peers · California median 0.5%
Rank in California
#205
of 241 credit unions

How County Schools compares to California peers

Net worth ratio
Bottom 7% of <$100M peers
County Schools
8.4%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
County Schools
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded County Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for County Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at County Schools insured?

Yes. County Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

County Schools: frequently asked questions

Is County Schools a good credit union?

County Schools earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.10%).

Is County Schools NCUA-insured?

Yes. County Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is County Schools?

County Schools holds $91 million in total assets, ranking 205th of 241 credit unions we track in California. It serves 4,643 members.

Does County Schools have CFPB complaints?

No CFPB complaints against County Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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