Mission City
Mission City is a credit union based in Santa Clara, California, established in 1959, with $164 million in total assets serving 4,517 members. By Trust Grade it ranks 176th of 241 credit unions we track in California. Its net worth ratio of 8.5% trails most similarly sized credit unions (8th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Mission City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mission City compares to California peers
How we graded Mission City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mission City over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mission City insured?
Yes. Mission City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mission City: frequently asked questions
Is Mission City a good credit union?
Mission City earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.57%).
Is Mission City NCUA-insured?
Yes. Mission City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mission City?
Mission City holds $164 million in total assets, ranking 176th of 241 credit unions we track in California. It serves 4,517 members.
Does Mission City have CFPB complaints?
No CFPB complaints against Mission City appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
