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credit union

Orange County's

Santa Ana, CA · Est. 1938
A
Trust Grade
Excellent
Score: 92/100

Orange County's is a credit union based in Santa Ana, California, established in 1938, with $3.1 billion in total assets serving 145,451 members. By Trust Grade it ranks 92nd of 241 credit unions we track in California. Its net worth ratio of 10.3% trails most similarly sized credit unions (38th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Orange County's appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.1B
$1B–10B institution
Members
145,451
Shares & deposits
Net worth ratio
10.3%
Bottom 38% of $1B–10B peers · California median 11.1%
Return on assets
1.1%
Top 22% of $1B–10B peers · California median 0.5%
Rank in California
#92
of 241 credit unions

How Orange County's compares to California peers

Net worth ratio
Bottom 38% of $1B–10B peers
Orange County's
10.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $1B–10B peers
Orange County's
1.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Orange County's

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Orange County's over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Orange County's insured?

Yes. Orange County's is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Orange County's: frequently asked questions

Is Orange County's a good credit union?

Orange County's earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Strongly profitable (ROA 1.08%).

Is Orange County's NCUA-insured?

Yes. Orange County's is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Orange County's?

Orange County's holds $3.1 billion in total assets, ranking 92nd of 241 credit unions we track in California. It serves 145,451 members.

Does Orange County's have CFPB complaints?

No CFPB complaints against Orange County's appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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