The First Financial
The First Financial is a credit union based in Pasadena, California, established in 1974, with $746 million in total assets serving 33,009 members. By Trust Grade it ranks 228th of 241 credit unions we track in California. Its net worth ratio of 6.9% trails most similarly sized credit unions (1th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.01% return on assets), a point to watch. No consumer complaints against The First Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First Financial compares to California peers
How we graded The First Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (6.9%)
- Unprofitable over the period (ROA -0.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The First Financial insured?
Yes. The First Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First Financial: frequently asked questions
Is The First Financial a good credit union?
The First Financial earns a Bankzia Trust Grade of C (71/100, "Average"), based on a financial-strength score of 71/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (6.9%); Unprofitable over the period (ROA -0.01%).
Is The First Financial NCUA-insured?
Yes. The First Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The First Financial?
The First Financial holds $746 million in total assets, ranking 228th of 241 credit unions we track in California. It serves 33,009 members.
Does The First Financial have CFPB complaints?
No CFPB complaints against The First Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
