Kinecta
Kinecta is a credit union based in Manhattan Beach, California, established in 1940, with $6.4 billion in total assets serving 229,597 members. By Trust Grade it ranks 171st of 241 credit unions we track in California. Its net worth ratio of 9.0% trails most similarly sized credit unions (14th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.33% return on assets. No consumer complaints against Kinecta appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kinecta compares to California peers
How we graded Kinecta
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kinecta over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Kinecta insured?
Yes. Kinecta is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kinecta: frequently asked questions
Is Kinecta a good credit union?
Kinecta earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.33%).
Is Kinecta NCUA-insured?
Yes. Kinecta is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Kinecta?
Kinecta holds $6.4 billion in total assets, ranking 171st of 241 credit unions we track in California. It serves 229,597 members.
Does Kinecta have CFPB complaints?
No CFPB complaints against Kinecta appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
