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credit union

University

Los Angeles, CA · Est. 1950
C
Trust Grade
Average
Score: 79/100

University is a credit union based in Los Angeles, California, established in 1950, with $1.2 billion in total assets serving 60,510 members. By Trust Grade it ranks 199th of 241 credit unions we track in California. Its net worth ratio of 8.7% trails most similarly sized credit unions (8th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against University appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Members
60,510
Shares & deposits
Net worth ratio
8.7%
Bottom 8% of $1B–10B peers · California median 11.1%
Return on assets
0.1%
Bottom 7% of $1B–10B peers · California median 0.5%
Rank in California
#199
of 241 credit unions

How University compares to California peers

Net worth ratio
Bottom 8% of $1B–10B peers
University
8.7%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
University
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded University

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
79/100
Customer experience
n/a
Overall
C · 79
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for University over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at University insured?

Yes. University is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

University: frequently asked questions

Is University a good credit union?

University earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.12%).

Is University NCUA-insured?

Yes. University is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is University?

University holds $1.2 billion in total assets, ranking 199th of 241 credit unions we track in California. It serves 60,510 members.

Does University have CFPB complaints?

No CFPB complaints against University appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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