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credit union

Mokelumne

Lodi, CA · Est. 1959
A
Trust Grade
Excellent
Score: 96/100

Mokelumne is a credit union based in Lodi, California, established in 1959, with $58 million in total assets serving 5,927 members. By Trust Grade it ranks 43rd of 241 credit unions we track in California. Its net worth ratio of 15.5% is stronger than 58% of similarly sized credit unions, versus a California median of 11.1%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Mokelumne appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.1M
<$100M institution
Members
5,927
Shares & deposits
Net worth ratio
15.5%
Top 42% of <$100M peers · California median 11.1%
Return on assets
0.8%
Top 41% of <$100M peers · California median 0.5%
Rank in California
#43
of 241 credit unions

How Mokelumne compares to California peers

Net worth ratio
Top 42% of <$100M peers
Mokelumne
15.5%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Mokelumne
0.8%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Mokelumne

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mokelumne over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mokelumne insured?

Yes. Mokelumne is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mokelumne: frequently asked questions

Is Mokelumne a good credit union?

Mokelumne earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.79%).

Is Mokelumne NCUA-insured?

Yes. Mokelumne is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mokelumne?

Mokelumne holds $58 million in total assets, ranking 43rd of 241 credit unions we track in California. It serves 5,927 members.

Does Mokelumne have CFPB complaints?

No CFPB complaints against Mokelumne appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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