Employees Choice
Employees Choice is a credit union based in El Cajon, California, established in 1960, with $23 million in total assets serving 1,068 members. By Trust Grade it ranks 44th of 241 credit unions we track in California. Its net worth ratio of 11.7% trails most similarly sized credit unions (30th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Employees Choice appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Employees Choice compares to California peers
How we graded Employees Choice
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Employees Choice over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Employees Choice insured?
Yes. Employees Choice is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Employees Choice: frequently asked questions
Is Employees Choice a good credit union?
Employees Choice earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.90%).
Is Employees Choice NCUA-insured?
Yes. Employees Choice is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Employees Choice?
Employees Choice holds $23 million in total assets, ranking 44th of 241 credit unions we track in California. It serves 1,068 members.
Does Employees Choice have CFPB complaints?
No CFPB complaints against Employees Choice appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
