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East County Schools

El Cajon, CA · Est. 1956
B
Trust Grade
Strong
Score: 82/100

East County Schools is a credit union based in El Cajon, California, established in 1956, with $148 million in total assets serving 4,754 members. By Trust Grade it ranks 174th of 241 credit unions we track in California. Its net worth ratio of 9.3% trails most similarly sized credit unions (19th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.12% return on assets. No consumer complaints against East County Schools appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$147.5M
$100M–1B institution
Members
4,754
Shares & deposits
Net worth ratio
9.3%
Bottom 19% of $100M–1B peers · California median 11.1%
Return on assets
0.1%
Bottom 12% of $100M–1B peers · California median 0.5%
Rank in California
#174
of 241 credit unions

How East County Schools compares to California peers

Net worth ratio
Bottom 19% of $100M–1B peers
East County
9.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $100M–1B peers
East County
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded East County Schools

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (9.3% capital ratio)
  • Profitable (ROA 0.12%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for East County Schools over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at East County Schools insured?

Yes. East County Schools is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

East County Schools: frequently asked questions

Is East County Schools a good credit union?

East County Schools earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.3% capital ratio); Profitable (ROA 0.12%).

Is East County Schools NCUA-insured?

Yes. East County Schools is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is East County Schools?

East County Schools holds $148 million in total assets, ranking 174th of 241 credit unions we track in California. It serves 4,754 members.

Does East County Schools have CFPB complaints?

No CFPB complaints against East County Schools appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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