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credit union

Dow Great Western

Antioch, CA · Est. 1938
D
Trust Grade
Below average
Score: 68/100

Dow Great Western is a credit union based in Antioch, California, established in 1938, with $48 million in total assets serving 1,922 members. By Trust Grade it ranks 235th of 241 credit unions we track in California. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a California median of 11.1%. It posted a loss over the most recent period (-0.86% return on assets), a point to watch. No consumer complaints against Dow Great Western appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.2M
<$100M institution
Members
1,922
Shares & deposits
Net worth ratio
8.3%
Bottom 6% of <$100M peers · California median 11.1%
Return on assets
-0.9%
Bottom 9% of <$100M peers · California median 0.5%
Rank in California
#235
of 241 credit unions

How Dow Great Western compares to California peers

Net worth ratio
Bottom 6% of <$100M peers
Dow Great
8.3%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of <$100M peers
Dow Great
-0.9%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Dow Great Western

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Well-capitalized (8.3% capital ratio)
  • Unprofitable over the period (ROA -0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dow Great Western over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Dow Great Western insured?

Yes. Dow Great Western is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dow Great Western: frequently asked questions

Is Dow Great Western a good credit union?

Dow Great Western earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Unprofitable over the period (ROA -0.86%).

Is Dow Great Western NCUA-insured?

Yes. Dow Great Western is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Dow Great Western?

Dow Great Western holds $48 million in total assets, ranking 235th of 241 credit unions we track in California. It serves 1,922 members.

Does Dow Great Western have CFPB complaints?

No CFPB complaints against Dow Great Western appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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