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credit union

Arkansas Best

Fort Smith, AR · Est. 1960
A
Trust Grade
Excellent
Score: 96/100

Arkansas Best is a credit union based in Fort Smith, Arkansas, established in 1960, with $145 million in total assets serving 11,439 members. By Trust Grade it ranks 15th of 48 credit unions we track in Arkansas. Its net worth ratio of 16.1% is stronger than 90% of similarly sized credit unions, versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against Arkansas Best appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$144.9M
$100M–1B institution
Members
11,439
Shares & deposits
Net worth ratio
16.1%
Top 10% of $100M–1B peers · Arkansas median 16.2%
Return on assets
0.8%
Top 41% of $100M–1B peers · Arkansas median 0.57%
Rank in Arkansas
#15
of 48 credit unions

How Arkansas Best compares to Arkansas peers

Net worth ratio
Top 10% of $100M–1B peers
Arkansas Best
16.1%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
Arkansas Best
0.8%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Arkansas Best

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (16.1% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Arkansas Best over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Arkansas Best insured?

Yes. Arkansas Best is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Arkansas Best: frequently asked questions

Is Arkansas Best a good credit union?

Arkansas Best earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Profitable (ROA 0.81%).

Is Arkansas Best NCUA-insured?

Yes. Arkansas Best is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Arkansas Best?

Arkansas Best holds $145 million in total assets, ranking 15th of 48 credit unions we track in Arkansas. It serves 11,439 members.

Does Arkansas Best have CFPB complaints?

No CFPB complaints against Arkansas Best appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

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Fairfield
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Arkansas Superior
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Uark
credit union · Fayetteville, AR · $81M assets
Clearway
credit union · Malvern, AR · $81M assets
Timberline
credit union · Crossett, AR · $81M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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