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credit union

Truwest

Scottsdale, AZ · Est. 1952
A
Trust Grade
Excellent
Score: 90/100

Truwest is a credit union based in Scottsdale, Arizona, established in 1952, with $1.7 billion in total assets serving 90,529 members. By Trust Grade it ranks 21st of 33 credit unions we track in Arizona. Its net worth ratio of 10.8% is stronger than 51% of similarly sized credit unions, versus a Arizona median of 10.8%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Truwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.7B
$1B–10B institution
Members
90,529
Shares & deposits
Net worth ratio
10.8%
Top 49% of $1B–10B peers · Arizona median 10.8%
Return on assets
0.5%
Bottom 34% of $1B–10B peers · Arizona median 0.66%
Rank in Arizona
#21
of 33 credit unions

How Truwest compares to Arizona peers

Net worth ratio
Top 49% of $1B–10B peers
Truwest
10.8%
Arizona median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $1B–10B peers
Truwest
0.5%
Arizona median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Truwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.8% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Truwest over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Truwest insured?

Yes. Truwest is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Truwest: frequently asked questions

Is Truwest a good credit union?

Truwest earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.54%).

Is Truwest NCUA-insured?

Yes. Truwest is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Truwest?

Truwest holds $1.7 billion in total assets, ranking 21st of 33 credit unions we track in Arizona. It serves 90,529 members.

Does Truwest have CFPB complaints?

No CFPB complaints against Truwest appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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